Information for 3Q Recruitment Temporary Employees
We Put People First, Now and for the Future
At 3Q Recruitment, we put people first. That means supporting not just your work today, but your long-term wellbeing too.
From 1 January 2026, a new Government pension system called Auto-Enrolment will apply across Ireland. This page explains what it means for you as a Temporary Employee working with 3Q Recruitment, clearly, simply, and without jargon.
What Is Pension Auto-Enrolment?
Auto-Enrolment is a Government-run retirement savings scheme designed to help employees build extra income for retirement, alongside the State Pension.
If you are eligible, you will be automatically enrolled, no forms, no hassle.
How It Works (Simply Put): For every €3 you contribute: 3Q Recruitment adds €3, The State adds €1, €3 from you becomes €7 saved for your retirement
Helpful Video & Information Resources
Official Government resources explaining Auto-Enrolment clearly:
What This Means for You at 3Q Recruitment
- Contributions will appear clearly on your payslip
- 3Q Recruitment meets all employer obligations
- No action needed, unless you choose to opt in or opt out
- Designed to support long-term financial wellbeing
Below, you'll find a list FAQS we most often receive that might assist you.
Who Will Be Automatically Enrolled?
You will be auto-enrolled if you:
- Are aged 23 to 60
- Earn €20,000 or more per year (across all jobs combined)
- Do not already contribute to a pension through payroll
Can I Opt In Voluntarily?
Yes. You can choose to opt in if you:
Earn less than €20,000 per year, or
Are under 23 or over 60
Already Have a Pension?
If you already contribute to a PRSA or occupational pension, you will not be auto-enrolled.
Who Manages Your Pension?
The scheme is managed by the National Automatic Enrolment Retirement Savings Authority (NAERSA).
Your pension fund is called MyFutureFund.
What That Means for You
- One pension pot that moves with you from job to job
- Secure online portal to view and manage your savings
- A default investment option — no financial expertise needed
How do I opt out or Pause my contributions?
You have flexibility.
Opting Out
- You must stay enrolled for 6 months
- You can opt out during months 7–8
- Your contributions are refunded
- Employer and State contributions remain in your fund
- If eligible, you will be automatically re-enrolled after 2 years
Pausing Contributions
- After 6 months, you may pause contributions for 1–2 years
